Checking & Savings Accounts
Effective January 24, 2019
Account Type Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY)
Now Account $0-$2,499.99 .00% .00%
Now Account $2,500.00+ .05% .05%
Regular Savings $0.00 .15% .15%
Money Market Checking $0-$4,999.99 .00% .00%
Money Market Checking $5,000.00+ .35% .35%
Golden Money Market Account $0-$9,999.99 .00% .00%
Golden Money Market Account $10,000-$74,999 .40% .40%
Golden Money Market Account $75,000 + .50% .50%
Fees may reduce earnings on these accounts.
Rates may change after the account is opened.

Daily Balance = the amount of principal in the account each day.

For additional information about these accounts, please see our Truth in Savings Disclosures of Deposit Accounts or a personal banker.


Certificates Of Deposit
Effective January 24,2019
Account Type Minimum Balance Required to Open Certificate of Deposit Interest Rate Annual Percentage Yield (APY)
3 months $500.00 .60 .60
6 months $500.00 .70 .70
12 months $500.00 .95 .95
24 months $500.00 1.10 1.10
36 months $500.00 1.40 1.41
48 months $500.00 1.60 1.61
60 months $500.00 2.00 2.02
72 months $500.00 2.15 2.17
Subject to early withdrawal penalty.
Daily Balance = the amount of principal in the account each day.

The Certificate Of Deposit APY assumes interest will remain on the deposit until maturity. A withdrawal will reduce earnings.

For additional information about these accounts, please see our Truth in Savings Disclosures of Deposit Accounts or a personal banker.